Community Submission: Open Enrollment begins November 1st
By Christopher Levesque
Are you Ready?
2017 Open Enrollment will be from November 1st 2016 till January 31st 2017. If you purchased your plan directly from a carrier, you should have received renewal information already. This information will be detailing any plan changes and increase in costs. If there is a plan change the carrier will provide you options on what plans are available to move to and the timelines to make that decision.
If you purchased through the Federal Marketplace, regardless if you are receiving subsidy or not, you will be required to update your projected income for 2017, and re-enroll into a health plan for 2017.
Either direct or through the Marketplace, you need to update or change plans by December 15, to insure your coverage is effective on January 1st, 2017. Changes after December 16th, 2016 will be effective on February 1st, 2017 and may result in a lapse of coverage for January, 2017. Application after January 15th, 2017 will be coverage effective on March 1st, 2017. The final day of Open Enrollment is January 31st, 2017. Procrastinate beyond this date and you will be locked out of health insurance until the next Open Enrollment.
A qualified agent can help you with this process and there is no charge for their services. They are compensated by the carriers they represent.
Christopher Levesque with Insurance Partners NW has been helping individuals and families with their health care needs since 2003. Contact Christopher at Christopher@InsurancePartnersNW.com