A Home, Condo or 55+ Community? 4 questions that can help you decide

A Home, Condo or 55+ Community? 4 questions that can help you decide

Downsizing is one thing, where you will live once you have reduced the clutter is another. Is a smaller home, condo or a 55+ community the right style for you?

To help you decide which is the best direction, ask yourself these questions:

  1. What are your favorite pass times or hobbies? How do you spend your day?
  2. How much would like to spend?
  3. Do you have any health or physical considerations?
  4. Is being near family or access to shopping, medical or transportation a consideration?

55+ Community

If being active and participating in sports or social groups is important to you then a 55+ community offers amenities such as these. And, you often have the choice of a single-level detached home, condo, or townhome. There will be a monthly HOA fee. HOA fees usually cover exterior maintenance, freeing you of responsibility.

Single level home

Buying a single-level home is a good option if you enjoy gardening and prefer to not share walls. If the home is outside of a homeowner’s association, the budget must still include exterior home repairs. Having a smaller lot size can provide enough yard to satisfy the soul but not too much care required to be overwhelming.


A condo is a wonderful option if it comes with elevator access to the various floors. They are often located near medical care and transportation, as well as grocery stores and shopping. There are no yards needing attention and the space is livable and manageable. Again, a homeowner’s association will most likely be on top of the monthly mortgage and provides a low maintenance lifestyle.

Make the choice that’s right for you

By taking a few minutes to answer the above four questions, it will help to lay a foundation on which direction is the best direction for you.

Finding the right fit for your lifestyle requires honest appraisal of your desires and needs.

To recap:

  • A condo is ideal for someone who likes single-level living, prefers no yard work, and wants to rely on an HOA to govern and maintain the exterior.
  • A 55+ community is ideal for someone who enjoys an active lifestyle, prefers single-level living in a detached home, a condo or a townhome.
  • No matter where you choose to live consider transportation options and nearby amenities. Think about the resources you’ll need to navigate the future.
  • If you plan ahead wisely in partnership with a trusted real estate professional, you can make seamless transition to the right place e at the right time.

By Kimberly Shute: If you would like to learn more about real estate and move management services, please contact Kimberly at 971-227-1302 or visit www.pdxmaturemoves.com. At PDX Mature Moves, we serve seniors through real estate and move management services.

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