brg_admin | Jan 1, 2021 | 0
Only a few days left to enroll in healthcare! Don’t Miss Out!
Now through December 15th is your opportunity to purchase a plan or if you currently have an individual health plan, you’ll be able to change your carrier OR change your plan.
This is the only time you can enroll or make changes unless you have had what is called a “qualified event”.
There are 2 ways to purchase a plan:
- Direct from the carrier
I can help you with both. The benefit of purchasing through Healthcare.gov is you may qualify for an applied premium tax credit or another term a premium subsidy. This is still the ACA or the Affordable Care Act, better known as Obama Care. Whatever you call it, I’ve seen how it helps individuals and families afford health care.
Another option for some people is Short Term Medical plans. They are less costly, but a STM plan does not cover any “pre-existing” conditions.
For 2021, the big four carriers are Providence, Kaiser, Moda and Pacific Source. Each offering individual plans in their very specific Provider networks.
If you have favorite doctors, make sure they are in network, because these plans do not offer out of network coverage.
Don’t miss out!
I still have people call in throughout the year wanting to purchase an individual health plan and I must tell them NO. It’s heart breaking to tell people enrollment ended in December. The only way to enroll during the year is if there is a divorce, marriage, job loss or what is known as a “qualified event”.
Christopher Levesque with Insurance Partners NW has been helping individuals and families with their health care needs since 2003. To set up an appointment, call (503) 372-5621 or visit his website www.insurancepartnersnw.com