Review Your Medicare Choices: Key Points for Retirees

As you navigate retirement, it’s crucial to reassess your Medicare decisions, especially following life events which may impact your coverage, such as turning 65, retiring after 65, or moving to a new area.

The Annual Enrollment Period (October 15 – December 7) is the only time of year most beneficiaries can make plan changes – making it a vital opportunity to review your current coverage.

Many plans, including those offering benefits like naturopathy, acupuncture, chiropractic care, dental, vision, hearing, and gym memberships, are county-specific and subject to policy changes.

What is a Medicare Broker, and why should you consider using one?

Since Medicare Parts A and B don’t cover all medical expenses, many retirees rely on private insurance plans to fill the gaps.

A Medicare Broker is a local, licensed insurance agent who partners with multiple insurance companies to help you navigate plan options. This service comes at no cost to you.

In today’s changing landscape of health benefits, it’s essential to review your policy annually when you receive your “Notice of Change.”  A local Medicare Broker can provide personalized guidance, ensuring you have the right coverage for your needs.

Currently we represent 13 organizations which offer 86 products in this area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all your options.

By Alaina Johnson, Broker and Kirk Lauritsen, Broker, Northwest Medicare Advisors.

Generations in a home is a treasure, downsizing is a gift! Please feel free to contact the Mature Moves Real Estate Team or Coach with Kimberly. Call us at 971-227-1302 or email: Kimberly@mmret.com.