The Landis Group: Exploring home financing to add flexibility in retirement

Our Pacific Northwest team brings over 30 years of experience to the community we all grew up in and now dedicate our expertise to supporting seniors one-on-one and through community workshops, helping navigate the ever-changing world of home financing options.

More Questions Than Answers. Can you afford to move? Should you carry a mortgage in retirement? Can you tap your home’s equity to supplement income? Could a retirement mortgage improve your flexibility? Will you need home modifications to age in place comfortably? Are you concerned about running out of money? These are the questions that keep people awake at night, often unaware that solutions designed specifically for seniors can support all of these challenges.

You Have More Options Than You Think. Whether you’re contemplating downsizing, need funds for home improvements, or want to explore ways to supplement retirement income, you have choices. Since 2014, loan products specifically designed for retirees have expanded dramatically, offering flexibility previously unavailable to help extend your savings and keep you in your home affordably.

Knowledge Leads to Informed Decisions. We specialize in working with seniors to explore home financing solutions that offer both flexibility and security. The relief on clients’ faces when they discover options they never knew existed never gets old. Buy before you sell with bridge financing, qualify for a home loan using invested assets, eliminate monthly mortgage payments while accessing cash for daily living expenses with a retirement mortgage; discover what works best for you.

Creating Financial Resilience. Wrapping your home into your overall retirement plan offers financial resilience, ensuring your home is protected and you are well funded to remain in your home as long as you choose. Falling behind in home maintenance, or worse yet, not being able to adequately insure your property, leaves you exposed.

Retirement mortgages have caught the attention of the financial planning community and can offer tax advantages, portfolio preservation opportunities, and additional income streams during post-earning years.

It all starts with a question. We’re here to help with the answers.

Contact Sheila Landis, Retirement Mortgage Advisor: Call 503-799-3450 or visit www.thelandisgroup.com (NMLS#2589206).